“A prudent investment plan is only as strong as the Financial Plan that directs it”
A detailed analysis of your cash inflows and outflows including retirement savings, tax expenses, deductions and expenses. As well as a personal financial statement of your assets and liabilities
A projection of the assets on your net worth statement incorporated with your cash flows to approximate what your retirement years could look like financially. From this projection, we analyze what steps we can take to enhance the desired results while assuming the least risk possible.
A current review of your investments regarding asset allocation, performance and a projection at the “assumed” rate of return. Incorporating your goals and risk tolerance, we provide specific investment recommendations to achieve your retirement needs in a prudent manner.
A review of your current disability, life and liability coverage in case of an untimely accident or death. Preparing for potential lost income can be integral to maintaining your lifestyle during an unfortunate event.
A review and illustration of your current estate planning (wills, trusts, health care directives). In addition, a series of potential scenarios illustrated to ask your attorney to draft for you.
A projection of college costs and the cash outflows associated. Scenarios of savings plans can be run.